NM Financial Services

At NM Financial Services, we value your trust and are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, share, and safeguard your personal information when you interact with our website and services as a mutual fund distributor.

1. Information We Collect

We may collect the following types of personal information:

Personal Identification Information: Name, PAN, date of birth, gender, address, phone number, email ID, nominee details, etc.
Financial Information: Bank account details, income data, investment preferences, transaction history, KYC documents.
Other Information: Any additional information voluntarily submitted via forms, support queries, or other communications that can help us serve you better.

2. How We Use Your Information

We use your personal information to:

Facilitate mutual fund investments and related services.
Comply with regulatory and legal obligations (e.g., SEBI, AMFI, KYC norms).
Provide support and respond to your inquiries.
Personalize your online experience and improve our website.

Communicate transaction alerts, statements, key updates (statutory and non-statutory) and any interesting information.

3. Disclosure of Information

We do not sell your personal information. However, we may share your data with:

Regulatory bodies (e.g., SEBI, AMFI) as required by law.
Authorized service providers, registrar and transfer agents (RTAs), and mutual fund AMCs.
Technology partners for secure data processing and hosting.
Legal entities in the event of legal claims.

All third parties are contractually obligated to maintain the confidentiality and security of your data.

4. Data Security

We implement industry-standard security practices, including encryption, firewalls, and secure server infrastructure, to protect your data. Access to your information is restricted to authorized personnel only.

5. Retention of Data

We retain your personal data only as long as necessary to fulfil the purposes outlined in this policy and to comply with legal and regulatory obligations.

6. Third-Party Links

Our website may contain links to third-party websites or platforms. We are not responsible for the privacy practices or content of such external sites.

7. Updates to this Policy

We reserve the right to update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date. We encourage you to review this policy periodically.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or how your personal data is handled,
please contact: Sanjay Ladha ladhasanjay@nmfincon.com / nmfincon@gmail.com